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Finance

GoodLeap vs Mosaic

GoodLeap Maturity
Stages 1-3 | Multi-Stage
VS
Mosaic Maturity
Stage 2 | Established SMB

Which tool is better for your solar installation business? Compare pricing, features, and verified reviews side-by-side.

Lumen Vetted

GoodLeap is the Gold Standard for Stage 1-3 installers who prioritize instant credit decisions (soft pull).

Mosaic is the superior choice for Stage 2 teams needing deep api integrations with design tools.

How this impacts your Finance margin

Switching finance partners usually impacts the homeowner's experience, requiring new loan documentation flows and dealer fee calculations.

This comparison is part of our broader 2026 Finance Audit. Read the full Finance & Dealer Fee Briefing here.
VS

GoodLeap

Stages 1-3 | Multi-Stage
4.7/5
Pricing: Priced via dealer fees

Key Features

  • Instant credit decisions (soft pull)
  • Frictionless mobile app for outside sales reps
  • API integrations with major solar CRM and design tools
  • Options for standard loans and customized terms

Pros

  • Incredibly high approval rates
  • Loved by sales reps for its frictionless app process
  • Dedicated account management for large dealers

Cons

  • High dealer fees can eat into installer margins
  • Strict requirements to become an approved partner
  • Primarily focused on US residential market

Mosaic

Stage 2 | Established SMB
4.8/5
Pricing: Dealer Fees Apply

Key Features

  • Deep API integrations with design tools
  • PowerSwitch loan products
  • Contract generation
  • Soft-credit pull pre-approval

Pros

  • Integrates seamlessly with Aurora/Solo
  • Highly trusted consumer brand
  • Robust backend for massive fleets

Cons

  • Can be unforgiving with dealer audits
  • APR/Dealer fee balance fluctuates heavily
  • Platform can feel sluggish on mobile

The Verdict: Who Wins?

Choose GoodLeap if...

You prioritize Incredibly high approval rates and fast approvals for residential solar loans. GoodLeap is best for teams looking for a robust, well-established platform.

Choose Mosaic if...

You prioritize Integrates seamlessly with Aurora/Solo and scaling residential solar lending. Mosaic offers a specialized approach tailored for high-performance solar teams.

Still can't decide?

Our Matchmaker Quiz picks the right tool for your specific install volume and business stage.

Take the Matchmaker Quiz ⚡