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Mosaic

Stage 2 | Established SMB
Best For: Scaling residential solar lending
L Expert Review by Lumen Editorial
✓ Updated: March 2026
A lack of technical connectivity between design tools and lenders often results in financing friction that kills deals at the kitchen table. Mosaic anchors the Finance pillar by offering a robust, API-integrate...

Key Features

  • Deep API integrations with design tools
  • PowerSwitch loan products
  • Contract generation
  • Soft-credit pull pre-approval

Pricing

Dealer Fees Apply

The Deep Dive

The Business Case

A lack of technical connectivity between design tools and lenders often results in financing friction that kills deals at the kitchen table. Mosaic anchors the Finance pillar by offering a robust, API-integrated lending platform.

Workflow Integration

  • Leverage a robust API to integrate solar lending directly into your existing sales and proposal software.
  • Provide homeowners with flexible, competitive loan products to match their specific financial (ROI) goals.
  • Accelerate project development with a portal designed for fast credit decisions and reliable milestone payouts.

Maturity Fit

Fitting perfectly into Stage 2, Mosaic provides the stable workflows and established reliability needed for SMB installers who have moved past initial growth and require consistent performance.

Audit your Finance with Mosaic via the link below.

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Pros

  • Integrates seamlessly with Aurora/Solo
  • Highly trusted consumer brand
  • Robust backend for massive fleets

Cons

  • Can be unforgiving with dealer audits
  • APR/Dealer fee balance fluctuates heavily
  • Platform can feel sluggish on mobile

Request a Custom Quote for Mosaic

Get personalized pricing and a feature breakdown for your installation team.

Top Alternatives to Mosaic

Not convinced? Compare these popular Finance solutions.

1

Dividend Finance

Contractors lose deals in the living room because of slow financing approvals and complex loan docs. Dividend Finance anchors the Finance pillar by providing instant, soft-pull credit decisions. Built for Stage 1 and 2 teams needing a frictionless path to 'Contract Signed.'

  • Execute soft-pull credit checks to qualify homeowners without impacting their score.
  • Automate loan documentation to reach project kick-off in minutes, not days.
  • Offer a diversified portfolio of loan products to match any homeowner's ROI target.

Audit your Finance with Dividend Finance via the link below.

Compare VS → 2

SolarInsure

Homeowners fear 'orphaned systems' when installers exit the market or equipment warranties become difficult to claim. SolarInsure anchors the Finance pillar by providing third-party backed warranty protection. Ideal for Stage 2 teams looking to increase brand trust.

  • Increase close rates by providing homeowners with 30-year, third-party backed warranty and insurance protection.
  • Automate the warranty claim process to reduce administrative pressure on your internal service department.
  • Monitor system performance via integrated tools to proactively identify and resolve long-term warranty issues.

Audit your Finance with SolarInsure via the link below.

Compare VS → 3

SolarKal

Commercial CFOs are often overwhelmed by the complexity of comparing multiple solar bids and varied financing structures. SolarKal anchors the Finance pillar by providing a centralized bidding and procurement platform. Ideal for Stage 3 commercial developers and property owners.

  • utilize a centralized platform to secure the most competitive pricing and financing for commercial solar projects.
  • Streamline the procurement journey with standardized bid comparison and institutional-grade due diligence.
  • Accelerate project funding by connecting high-quality C&I projects with a diverse pool of solar financiers.

Audit your Finance with SolarKal via the link below.

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