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Finance

Mosaic vs PPA Exchange

Mosaic Maturity
Stage 2 | Established SMB
VS
PPA Exchange Maturity
Stage 3 | Scaling

Which tool is better for your solar installation business? Compare pricing, features, and verified reviews side-by-side.

Lumen Vetted

Mosaic is the Gold Standard for Stage 2 installers who prioritize deep api integrations with design tools.

PPA Exchange is the superior choice for Stage 3 teams needing marketplace for projects.

How this impacts your Finance margin

Switching finance partners usually impacts the homeowner's experience, requiring new loan documentation flows and dealer fee calculations.

This comparison is part of our broader 2026 Finance Audit. Read the full Finance & Dealer Fee Briefing here.
VS

Mosaic

Stage 2 | Established SMB
4.8/5
Pricing: Dealer Fees Apply

Key Features

  • Deep API integrations with design tools
  • PowerSwitch loan products
  • Contract generation
  • Soft-credit pull pre-approval

Pros

  • Integrates seamlessly with Aurora/Solo
  • Highly trusted consumer brand
  • Robust backend for massive fleets

Cons

  • Can be unforgiving with dealer audits
  • APR/Dealer fee balance fluctuates heavily
  • Platform can feel sluggish on mobile

PPA Exchange

Stage 3 | Scaling
4.6/5
Pricing: Subscription/Success Fee

Key Features

  • Marketplace for projects
  • Standardized PPA contracts
  • ESG impact tracking
  • Matching algorithms

Pros

  • Simplifies complex PPA deals
  • Great for Fortune 500 procurement
  • Transparent pricing

Cons

  • Scale only works for massive off-takers
  • Platform UI is still developing
  • Limited global scope currently

The Verdict: Who Wins?

Choose Mosaic if...

You prioritize Integrates seamlessly with Aurora/Solo and scaling residential solar lending. Mosaic is best for teams looking for a robust, well-established platform.

Choose PPA Exchange if...

You prioritize Simplifies complex PPA deals and corporate ppa procurement. PPA Exchange offers a specialized approach tailored for high-performance solar teams.

Still can't decide?

Our Matchmaker Quiz picks the right tool for your specific install volume and business stage.

Take the Matchmaker Quiz ⚡